Our Advice
Check out expert advice you can implement today to buy a home sooner.
A Home?
to buy a home sooner.
The Home Buying Process
1. Get Pre-Approved
It only takes one to five business days to get mortgage pre-approval, but spend the time to research different lenders and mortgage types so you get the best possible deal. To make the research easier, we can help you find a lender near you.
2. House Hunting
Take the time to think about the things you absolutely need in your new home as well as the things you want, but could do without. Make a list of both and discuss it with your real estate agent. These priorities will help you as you start browsing online for homes that fit the bill. Be prepared to adjust your list as you take stock of what’s out there and how much house you can afford.
3. Making Offers
When you find a home that seems like “the one,” your real estate agent will help you put together an offer. Then it’s time to wait for the seller to accept, decline, or negotiate with you.
4. Escrow
Once you and the seller agree on a price and sign a mutually acceptable purchase agreement, your real estate agent will collect your earnest money—sort of like a good faith deposit which is ultimately applied to your down payment—and deposit it in an escrow account at the escrow company or service specified in the purchase agreement.
5. Getting The Keys
Picking up the keys to your first house is a truly momentous occasion, full of emotions and excitement as you move away from all the stress and involvement of actually buying your property, and can finally look forward to making your new house into a home.
Owning > Renting
Don’t put it off.
The best time to buy a home was yesterday.